Simple
Our advanced automated system lets you request up to $5,000 by filling out a simple, clear-cut form directly from your computer, tablet, or mobile phone.
Fast
The online form usually takes less than 10 minutes to complete. So before you even finish your cup of tea, you’ll already have your request submitted.
Secure
We do our best to keep your information absolutely safe and secure. Our service uses the latest technology and data security procedures to make sure that your personal information is protected.
Affordable
We don’t focus solely on your credit score. We focus on helping you and providing you with loan offers! So don’t let your credit determine your future and stop you from submitting a request with us!
ThreeSticksLending.com
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ThreeSticksLending.com should not be scary. You can get a payday loan and not have to have a lot of worries in the future, just as long as you are informed on the subject. Read this article to learn how you can handle your payday loans.
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Beware of falling into a trap with payday loans. In theory, you would pay the loan back in one to two weeks, then move on with your life. In reality, however, many people cannot afford to pay off the loan, and the balance keeps rolling over to their next paycheck, accumulating huge amounts of interest through the process. In this case, some people get into the position where they can never afford to pay off the loan.
Before applying for a payday loan have your paperwork in order this will help the loan company, they will need proof of your income, so they can judge your ability to pay the loan back. Take things like your W-2 form from work, alimony payments or proof you are receiving Social Security. Make the best case possible for yourself with proper documentation.
When you get your first payday loan, ask for a discount. Most payday loan offices offer a fee or rate discount for first-time borrowers. If the place you want to borrow from does not offer a discount, call around. If you find a discount elsewhere, the loan place, you want to visit will probably match it to get your business.
Look for different loan programs that might work better for your personal situation. Because payday loans are becoming more popular, loan companies are stating to offer a little more flexibility in their loan programs. Some companies offer 30-day repayments rather than one to two weeks, and you may qualify for a staggered repayment plan that can make the loan easier to pay back.
Rather than walking into a store-front payday loan center, look online. If you go into a loan store, you have no other rates to compare against, and the people, there will do anything they can, not to let you leave until they sign you up for a loan. Log on to the internet and do the necessary research to find the lowest interest rate loans before you walk in. You can also find online providers that will match you with payday lenders in your area..
Even people with bad credit can get payday loans. Many people can benefit from these loans, but they don’t due to their bad credit. Most payday loan companies will allow you to take out a loan so long as you have some sort of income.
The most important tip when taking out a payday loan is to only borrow what you can pay back. Interest rates with payday loans are crazy high, and if you take out more than you can re-pay by the due date, you will be paying a great deal in interest fees.
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Given your new knowledge about ThreeSticksLending.com, hopefully your attitude has changed. Do not be ashamed with obtaining a payday loan; you’re not doing any harm. Hopefully this will give you the confidence to decide what’s best for you in the future.